Insurance is something successful businesses generally require protecting their assets and investments in future operations. The right insurance coverage can significantly reduce the level of risk involved in operating a business. Business owners and executives...
Have you ever heard of an arbitration clause? It might sound like some fancy legal jargon, but it is something important, especially in your job. Let’s break it down together. Imagine this. You just landed your dream job. You are excited, ready to work hard and make a...
Employment Practices Liability Insurance (often referred to as EPLI) provides crucial protection for businesses, offering coverage against claims of workplace-related issues such as discrimination, harassment, wrongful termination, and allegations of a violation of an...
Pollution liability protection is a specific type of insurance coverage that generally covers the costs that can come with claims of harm or damage to the environment. These claims are often connected to allegations of improper disposal of hazardous waste materials...
Innovation can lead to great advances. In few industries do we see this more than the pharmaceutical industry. The advances that the industry has made with respect to the discovery of numerous medications to help heal and treat those who are ill or injured are...
The importance of innovation in business cannot be understated. Entrepreneurs must find new ways to provide services and products that meet their community’s needs. Meeting these needs will help entrepreneurs have a profitable and fulfilling business. But what does...
The recent fire on Maui sent shockwaves through California, no stranger to the ravages of record-breaking wildfires. For businesses, various first- and third-party insurance policies are a safety net against the damages and liabilities associated with natural...
In a recent post, we talked about claims that individuals or businesses may have with their insurance company after a California wildfire. Today, we want to discuss third-party claims in these situations. What happens when an outside party may be responsible for the...
We are just about to head into fall, which is typically wildfire season in California. While this year has not been as dry as years past, wildfires are still possible, as evidenced by the recent York fire in the eastern part of the state. With wildfires seemingly a...
An interesting case recently in the 9th Circuit Court of Appeals, MS & Sons Hosp. v. DB Ins. Co., discussed a common insurance issue that can arise when someone purchases a business from another entity or individual—assigning policy benefits when there is a loss...