Commercial general liability (CGL) insurance is supposed to protect your business when things go sideways. Whether it’s a lawsuit, claim, or demand from a third party, these policies are meant to give business owners peace of mind. But what happens when the insurance...
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Why Homeowners Are Losing Coverage and What You Can Do About It
Homeowners in California are increasingly facing unexpected policy cancellations or nonrenewals, often with little warning or a clear explanation. This issue has become especially common in areas vulnerable to wildfire, severe weather, or aging infrastructure, but...
Understanding the Impact of Federal Policy Changes on Professional Liability
Recent federal policy changes are reshaping liability risks for professionals in construction, real estate, engineering, and finance. New regulations, stricter compliance requirements, and evolving insurance policies are making it more critical than ever to assess and...
What Business Owners Need to Know After the Latest Los Angeles Wildfires
The devastating wildfires that recently swept through Los Angeles have left many business owners grappling with significant losses. From property damage to operational disruptions, the aftermath of such disasters is daunting. For those whose fire insurance policies...
Key Insurance Claim Trends and What They Mean for 2025
The construction industry faced significant insurance challenges in 2024, including natural disasters, rising costs from social inflation, and emerging risks tied to artificial intelligence (AI) and sustainability. Understanding these trends is crucial for...
How Environmental Lawsuits Impact Insurance Coverage for Businesses
Last Month, the California Department of Justice made headlines by filing a lawsuit against ExxonMobil, accusing the company of engaging in a "decade-long campaign of deception" related to plastics production and pollution. The lawsuit, filed in the San Francisco...
How Businesses Can Maximize Insurance Recovery After a Disaster
The recent fire on Maui sent shockwaves through California, no stranger to the ravages of record-breaking wildfires. For businesses, various first- and third-party insurance policies are a safety net against the damages and liabilities associated with natural...
Case looks at an insurer’s failure to settle before litigation ensues
Another post in our series examining 2021 insurance law cases in California. This particular case is Planet Bingo LLC v. Burlington Insurance Company. Planet Bingo is a United States company that designed gaming devices and then contracted with companies in other...
Inside a San Diego construction law case
It was nearly a year ago that the Fourth Appellate District Court of Appeal made it clear that a subcontractor’s right to record a mechanic’s lien is protected, but that the lien is not a weapon to be swung like a sword in disputes. Subcontractor Ehmcke Sheet Metal...
Design professionals scrutinized in high-rise flaws and tragedy
Construction defects can be incredibly complex to dissect, as can construction-defect litigation. In California, those lawsuits can involve allegations of professional malpractice, negligence, errors and omissions by design professionals and others in the construction...