Insurance is something successful businesses generally require protecting their assets and investments in future operations. The right insurance coverage can significantly reduce the level of risk involved in operating a business. Business owners and executives...
Maximizing Recovery. Minimizing Risk.
Leveraging Opportunity
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The Importance of Arbitration Clauses in Employment Contracts
Have you ever heard of an arbitration clause? It might sound like some fancy legal jargon, but it is something important, especially in your job. Let’s break it down together. Imagine this. You just landed your dream job. You are excited, ready to work hard and make a...
Understanding Employment Practices Liability Insurance Policy Denials
Employment Practices Liability Insurance (often referred to as EPLI) provides crucial protection for businesses, offering coverage against claims of workplace-related issues such as discrimination, harassment, wrongful termination, and allegations of a violation of an...
When Does My Business Need Pollution Liability Protection?
Pollution liability protection is a specific type of insurance coverage that generally covers the costs that can come with claims of harm or damage to the environment. These claims are often connected to allegations of improper disposal of hazardous waste materials...
Pharmaceutical Liability and Off Label Use
Innovation can lead to great advances. In few industries do we see this more than the pharmaceutical industry. The advances that the industry has made with respect to the discovery of numerous medications to help heal and treat those who are ill or injured are...
Which type of patent insurance policy is right for my business?
The importance of innovation in business cannot be understated. Entrepreneurs must find new ways to provide services and products that meet their community’s needs. Meeting these needs will help entrepreneurs have a profitable and fulfilling business. But what does...
How Businesses Can Maximize Insurance Recovery After a Disaster
The recent fire on Maui sent shockwaves through California, no stranger to the ravages of record-breaking wildfires. For businesses, various first- and third-party insurance policies are a safety net against the damages and liabilities associated with natural...
Invasion Of Privacy an Issue in Duty to Defend Insurance Case
We all have a basic expectation that the conversations we have in private with our spouses or significant others will remain private. When those conversations are intercepted or recorded and distributed without permission, it can be a very traumatic experience. Many...
Bad Faith Insurance: A Public Policy Right?
What happens when your insurance company wants to use out of state law to completely cut off your right to coverage? That’s exactly the situation a California insured found herself in when her insurance company tried to use an Illinois choice of law provision that it...
Does the failure to accept a settlement offer mean an insurer acted in bad faith?
In 2021, a California appellate court held that an insurer’s duty to settle was subject to a reasonableness standard. In other words, when an insurer refuses to accept a settlement demand, that decision will constitute a breach of its duty to settle if it was an...