In the dynamic world of technology and biotechnology, emerging companies in California face unique challenges and risks. From cyber threats to research and development (R&D) failures, these risks can lead to significant legal and financial difficulties. Developing...
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Key Insurance Claim Trends and What They Mean for 2025
The construction industry faced significant insurance challenges in 2024, including natural disasters, rising costs from social inflation, and emerging risks tied to artificial intelligence (AI) and sustainability. Understanding these trends is crucial for...
Making an Errors and Omissions Professional Insurance Claim
Many types of businesses may require Errors and Omissions (E&O) insurance coverage. Construction firms that have architects on staff may need coverage in case of oversight by the educated professionals they employ. Real estate brokerages, investment firms and a...
What to Do If You Don’t Have Flood Insurance After a Natural Disaster
Natural disasters, particularly hurricanes, can bring massive flooding and leave behind extensive property damage. Unfortunately, many homeowners and business owners realize too late that their standard insurance policies don’t cover flood damage. If you find yourself...
3 Tactics Insurance Professionals May Use to Limit Business Claims
Business owners and executives use insurance to protect company resources, mitigate liability and ensure solvency during operational disruptions. Typically, businesses with insurance policies go for years without ever making a claim, and some organizations never use...
How Environmental Lawsuits Impact Insurance Coverage for Businesses
Last Month, the California Department of Justice made headlines by filing a lawsuit against ExxonMobil, accusing the company of engaging in a "decade-long campaign of deception" related to plastics production and pollution. The lawsuit, filed in the San Francisco...
Why Your Business Needs To Understand Insurance Limits
When you run a business, especially in construction or any industry with long-term risks, having the right insurance coverage is crucial. One important case that sheds light on how insurance works when things go wrong is a recent case involving Truck Insurance...
Using Cyber Insurance After a Major Software Outage
Technology allows businesses to operate efficiently. So long as technological solutions function as intended, they can help businesses provide a wide range of services for customers or ensure the safety of workers. Unfortunately, technological systems can sometimes...
Demystifying the Roles: Insurance Broker vs. Insurance Agent
In the intricate world of insurance, understanding the distinctions between insurance brokers and insurance agents is essential. At McLeod Law Group, we frequently encounter the legal nuances of these roles and can provide valuable insights into their unique...
There are Many Avenues for Businesses to Resolve Insurance Disputes
Dealing with disputes over insurance claims can often be as stressful as the incidents prompting them. The business owners or management are likely angry with the carrier, wondering why they paid so much in premiums only to find out that the carrier is contesting...