Recent federal policy changes are reshaping liability risks for professionals in construction, real estate, engineering, and finance. New regulations, stricter compliance requirements, and evolving insurance policies are making it more critical than ever to assess and...
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Don’t Leave Money on the Table: A guide to Avoiding Costly Insurance Recovery Errors
Businesses buy insurance to protect themselves from financial losses. However, many fail to get the full value of their coverage when disaster strikes. Insurance recovery can be complex, and mistakes can significantly impact your bottom line. Understanding common...
The Challenges of Converting Existing Buildings to Residential Units
Real estate development is a potentially lucrative endeavor. Developers acquire unimproved property or unused real estate and make improvements that ultimately generate profits and create useful real property. While development often focuses on unimproved acreage and...
What Business Owners Need to Know After the Latest Los Angeles Wildfires
The devastating wildfires that recently swept through Los Angeles have left many business owners grappling with significant losses. From property damage to operational disruptions, the aftermath of such disasters is daunting. For those whose fire insurance policies...
Proactive Insurance Strategies are Crucial for Emerging Tech Enterprises
In the dynamic world of technology and biotechnology, emerging companies in California face unique challenges and risks. From cyber threats to research and development (R&D) failures, these risks can lead to significant legal and financial difficulties. Developing...
Key Insurance Claim Trends and What They Mean for 2025
The construction industry faced significant insurance challenges in 2024, including natural disasters, rising costs from social inflation, and emerging risks tied to artificial intelligence (AI) and sustainability. Understanding these trends is crucial for...
Making an Errors and Omissions Professional Insurance Claim
Many types of businesses may require Errors and Omissions (E&O) insurance coverage. Construction firms that have architects on staff may need coverage in case of oversight by the educated professionals they employ. Real estate brokerages, investment firms and a...
What to Do If You Don’t Have Flood Insurance After a Natural Disaster
Natural disasters, particularly hurricanes, can bring massive flooding and leave behind extensive property damage. Unfortunately, many homeowners and business owners realize too late that their standard insurance policies don’t cover flood damage. If you find yourself...
3 Tactics Insurance Professionals May Use to Limit Business Claims
Business owners and executives use insurance to protect company resources, mitigate liability and ensure solvency during operational disruptions. Typically, businesses with insurance policies go for years without ever making a claim, and some organizations never use...
How Environmental Lawsuits Impact Insurance Coverage for Businesses
Last Month, the California Department of Justice made headlines by filing a lawsuit against ExxonMobil, accusing the company of engaging in a "decade-long campaign of deception" related to plastics production and pollution. The lawsuit, filed in the San Francisco...