Your business may use more artificial intelligence (AI) tools today than it did a year ago. Companies now use AI for customer service, scheduling, data review and other daily tasks. As AI use grows, more claims now involve cyber events, data leaks and vendor problems....
Insurance companies generally need to know about property defects and recent damages to investigate claims. Insured businesses typically should provide prompt notice about incidents that damage their facilities, interrupt projects and necessitate an insurance claim....
Developers erecting new housing on vacant land or helping commercial property owners fulfill the terms of a build-to-suit lease are at constant risk of losses. Inclement weather, fires that start elsewhere and even mistakes by employees can lead to damaged equipment,...
A major disruption can affect every part of a business. It can stop revenue, delay contracts, strain vendor relationships and create pressure across the company. If you own or lead a business, you may carry business interruption coverage for this reason. However, that...
Builder’s risk insurance is offered as a way to protect a construction project while it’s still ongoing, but that doesn’t mean that collecting the benefits will be easy if a claim is necessary. These policies often contain technical language and very narrow terms,...
Insurance recovery disputes worth millions of dollars often turn on steps that seem routine. However, a flawed or delayed tender can, in worst-case scenarios, jeopardize your coverage entirely. Knowing how the law addresses this issue can help protect your business...
Running a business in California means you must follow strict workplace rules. Even if you act carefully, you can face claims from current or former employees. These claims often involve discrimination, harassment or wrongful termination. These legal battles can cost...
Insurance on a construction project can be confusing, especially when different policies seem like they should cover the same problems. You may already carry general liability insurance and assume your project has the protection it needs. In reality, certain losses...
If you file an insurance claim in California, your insurance company may ask you to attend an Examination Under Oath (EUO). This is a formal meeting where the insurer asks you questions about your claim. While it can feel scary, knowing your rights under California...
When it comes to construction and development projects valued in the tens or hundreds of millions of dollars, defects can cost more than a dent in a project’s bottom line. Depending on the type of defect at issue – and the extent to which it has impacted construction...