Technology allows businesses to operate efficiently. So long as technological solutions function as intended, they can help businesses provide a wide range of services for customers or ensure the safety of workers. Unfortunately, technological systems can sometimes...
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Insurance Recovery
There are Many Avenues for Businesses to Resolve Insurance Disputes
Dealing with disputes over insurance claims can often be as stressful as the incidents prompting them. The business owners or management are likely angry with the carrier, wondering why they paid so much in premiums only to find out that the carrier is contesting...
Is Your Insurance Provider Complicating a Product Recall?
Businesses in a variety of different fields carry many unique types of insurance. Organizations that produce physical products for public consumption may invest in product recall insurance in addition to, among other things, basic liability coverage. Product recall...
3 Costs Businesses Can Cover with Business Interruption Insurance
Insurance is something successful businesses generally require protecting their assets and investments in future operations. The right insurance coverage can significantly reduce the level of risk involved in operating a business. Business owners and executives...
Understanding Employment Practices Liability Insurance Policy Denials
Employment Practices Liability Insurance (often referred to as EPLI) provides crucial protection for businesses, offering coverage against claims of workplace-related issues such as discrimination, harassment, wrongful termination, and allegations of a violation of an...
When Does My Business Need Pollution Liability Protection?
Pollution liability protection is a specific type of insurance coverage that generally covers the costs that can come with claims of harm or damage to the environment. These claims are often connected to allegations of improper disposal of hazardous waste materials...
Pharmaceutical Liability and Off Label Use
Innovation can lead to great advances. In few industries do we see this more than the pharmaceutical industry. The advances that the industry has made with respect to the discovery of numerous medications to help heal and treat those who are ill or injured are...
Which type of patent insurance policy is right for my business?
The importance of innovation in business cannot be understated. Entrepreneurs must find new ways to provide services and products that meet their community’s needs. Meeting these needs will help entrepreneurs have a profitable and fulfilling business. But what does...
Third-Party Liability in California Wildfires
In a recent post, we talked about claims that individuals or businesses may have with their insurance company after a California wildfire. Today, we want to discuss third-party claims in these situations. What happens when an outside party may be responsible for the...
Case Highlights Insurance Coverage Dispute After “Agent” Assigns Policy to New Owners
An interesting case recently in the 9th Circuit Court of Appeals, MS & Sons Hosp. v. DB Ins. Co., discussed a common insurance issue that can arise when someone purchases a business from another entity or individual—assigning policy benefits when there is a loss...