Employment Practices Liability Insurance (often referred to as EPLI) provides crucial protection for businesses, offering coverage against claims of workplace-related issues such as discrimination, harassment, wrongful termination, and allegations of a violation of an...
Maximizing Recovery. Minimizing Risk.
Leveraging Opportunity
Insurance Recovery
When Does My Business Need Pollution Liability Protection?
Pollution liability protection is a specific type of insurance coverage that generally covers the costs that can come with claims of harm or damage to the environment. These claims are often connected to allegations of improper disposal of hazardous waste materials...
Pharmaceutical Liability and Off Label Use
Innovation can lead to great advances. In few industries do we see this more than the pharmaceutical industry. The advances that the industry has made with respect to the discovery of numerous medications to help heal and treat those who are ill or injured are...
Which type of patent insurance policy is right for my business?
The importance of innovation in business cannot be understated. Entrepreneurs must find new ways to provide services and products that meet their community’s needs. Meeting these needs will help entrepreneurs have a profitable and fulfilling business. But what does...
Third-Party Liability in California Wildfires
In a recent post, we talked about claims that individuals or businesses may have with their insurance company after a California wildfire. Today, we want to discuss third-party claims in these situations. What happens when an outside party may be responsible for the...
Case Highlights Insurance Coverage Dispute After “Agent” Assigns Policy to New Owners
An interesting case recently in the 9th Circuit Court of Appeals, MS & Sons Hosp. v. DB Ins. Co., discussed a common insurance issue that can arise when someone purchases a business from another entity or individual—assigning policy benefits when there is a loss...
Ohio Train Derailment Leads to A Host of Insurance Concerns
In early February, a Norfolk Southern Railway train derailed in East Palestine, Ohio. Several of the cars on the train contained toxic chemicals, and officials evacuated the immediate area due to potential concerns after the accident. One particular chemical, vinyl...
Hotels, Human Trafficking and CGL Policies: What You Need to Know About Your Insurance Coverage
The sad reality of life is that hotels have become common places where human trafficking occurs. The traffickers often pick these places to provide their services to escape detection. Human trafficking is a major concern for law enforcement. When victims can escape...
Bad Faith Insurance: A Public Policy Right?
What happens when your insurance company wants to use out of state law to completely cut off your right to coverage? That’s exactly the situation a California insured found herself in when her insurance company tried to use an Illinois choice of law provision that it...
Yahoo! Case Highlights Issue Of Ambiguity In Insurance Policies
A current California case is being watched closely by those in the insurance industry because it may bring much needed clarity to the coverage afforded by standard CGL policies for “personal and advertising injury” (or Coverage B as it is sometimes known). Unlike...