When you run a business, especially in construction or any industry with long-term risks, having the right insurance coverage is crucial. One important case that sheds light on how insurance works when things go wrong is a recent case involving Truck Insurance...
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Using Cyber Insurance After a Major Software Outage
Technology allows businesses to operate efficiently. So long as technological solutions function as intended, they can help businesses provide a wide range of services for customers or ensure the safety of workers. Unfortunately, technological systems can sometimes...
Demystifying the Roles: Insurance Broker vs. Insurance Agent
In the intricate world of insurance, understanding the distinctions between insurance brokers and insurance agents is essential. At McLeod Law Group, we frequently encounter the legal nuances of these roles and can provide valuable insights into their unique...
There are Many Avenues for Businesses to Resolve Insurance Disputes
Dealing with disputes over insurance claims can often be as stressful as the incidents prompting them. The business owners or management are likely angry with the carrier, wondering why they paid so much in premiums only to find out that the carrier is contesting...
How Delays Can Affect Businesses with Errors and Omissions Claims
Businesses in the construction sector often carry a variety of different types of insurance because of the safety-critical work that these organizations perform. General liability coverage is often not enough to offset the risks involved in erecting, expanding or...
When Might Your Business be Responsible for Customer Losses?
Running a business is an exciting endeavor, but it also comes with inherent risks. While you strive to provide a positive experience for your customers, unforeseen circumstances can arise, leading to injuries, property damage or even legal disputes. Understanding when...
Is Your Insurance Provider Complicating a Product Recall?
Businesses in a variety of different fields carry many unique types of insurance. Organizations that produce physical products for public consumption may invest in product recall insurance in addition to, among other things, basic liability coverage. Product recall...
The Importance of Arbitration Clauses in Employment Contracts
Have you ever heard of an arbitration clause? It might sound like some fancy legal jargon, but it is something important, especially in your job. Let’s break it down together. Imagine this. You just landed your dream job. You are excited, ready to work hard and make a...
Understanding Employment Practices Liability Insurance Policy Denials
Employment Practices Liability Insurance (often referred to as EPLI) provides crucial protection for businesses, offering coverage against claims of workplace-related issues such as discrimination, harassment, wrongful termination, and allegations of a violation of an...
When Does My Business Need Pollution Liability Protection?
Pollution liability protection is a specific type of insurance coverage that generally covers the costs that can come with claims of harm or damage to the environment. These claims are often connected to allegations of improper disposal of hazardous waste materials...