Maximizing Recovery. Minimizing Risk.
Leveraging Opportunity
Virtually every contractor has found itself staring at its own commercial general liability (CGL) insurance policy—perhaps with the same feeling one might have staring at a technical manual written in a foreign language. Such a contractor might think its experience...
Excess or umbrella insurance is an essential risk mitigation component for any successful business. Whether the nature of your business’s operations, the potential for catastrophic loss or the threat of frequent litigation, excess or umbrella insurance can provide a...
Imagine you are a licensed HVAC (heating, ventilation, air conditioning) contractor and you own your own business. You have a great reputation in the community and often work with general contractors on new, ground-up construction projects. You’ve been extremely...
In 2021, the Champlain Towers South, a 12-story condo building, collapsed, resulting in nearly 100 deaths. The tragedy took a tremendous toll on many families in the region and resulted in an extensive investigation to determine the reasons for the collapse. As the...
As we head toward the end of another summer, we have seen portions of Southern California hit hard by various weather events. Some cities struggled with high temperatures, while other locations dealt with numerous floods due to a rather active monsoon season. These...
Over the lifespan of a business, it is not uncommon for the business to have insurance policies with multiple different companies. The needs of a company change over time, and certain insurers may offer products that better align with those needs. Often, companies...
By now, you may think that you know all there is to know about the Johnny Depp-Amber Heard defamation lawsuit. The case, which resulted in a verdict for Johnny Depp against ex-wife Amber Heard, is still ongoing after the actress appealed the decision against her. But...
This was one issue decided in a recent ruling issued by the Central District of California. In this particular case, L.A. Terminals v. United National Insurance Company, there were a complex set of claims and cross-claims in both state and federal court. But the facts...
In 2021, a California appellate court held that an insurer’s duty to settle was subject to a reasonableness standard. In other words, when an insurer refuses to accept a settlement demand, that decision will constitute a breach of its duty to settle if it was an...
Another post in our series examining 2021 insurance law cases in California. This particular case is Planet Bingo LLC v. Burlington Insurance Company. Planet Bingo is a United States company that designed gaming devices and then contracted with companies in other...