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Pollution liability protection is a specific type of insurance coverage that generally covers the costs that can come with claims of harm or damage to the environment. These claims are often connected to allegations of improper disposal of hazardous waste materials...
Innovation can lead to great advances. In few industries do we see this more than the pharmaceutical industry. The advances that the industry has made with respect to the discovery of numerous medications to help heal and treat those who are ill or injured are...
The importance of innovation in business cannot be understated. Entrepreneurs must find new ways to provide services and products that meet their community’s needs. Meeting these needs will help entrepreneurs have a profitable and fulfilling business. But what does...
The recent fire on Maui sent shockwaves through California, no stranger to the ravages of record-breaking wildfires. For businesses, various first- and third-party insurance policies are a safety net against the damages and liabilities associated with natural...
In a recent post, we talked about claims that individuals or businesses may have with their insurance company after a California wildfire. Today, we want to discuss third-party claims in these situations. What happens when an outside party may be responsible for the...
We are just about to head into fall, which is typically wildfire season in California. While this year has not been as dry as years past, wildfires are still possible, as evidenced by the recent York fire in the eastern part of the state. With wildfires seemingly a...
An interesting case recently in the 9th Circuit Court of Appeals, MS & Sons Hosp. v. DB Ins. Co., discussed a common insurance issue that can arise when someone purchases a business from another entity or individual—assigning policy benefits when there is a loss...
We all have a basic expectation that the conversations we have in private with our spouses or significant others will remain private. When those conversations are intercepted or recorded and distributed without permission, it can be a very traumatic experience. Many...
As a business owner, you know all-too-well that the cost of doing business has skyrocketed over the past three years. No matter what industry you are in, the bottom line is that it is going to cost more to complete your projects than it has in the past. Whether due to...
In early February, a Norfolk Southern Railway train derailed in East Palestine, Ohio. Several of the cars on the train contained toxic chemicals, and officials evacuated the immediate area due to potential concerns after the accident. One particular chemical, vinyl...