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Parties rely on duty to defend and duty to settle for claim rights during disputes. These two phrases carry very different meanings, even though they sound similar. For California businesses, the distinction can shape the outcome of a claim. What the duty to defend...
Running a construction project can be stressful, especially when subcontractors do not meet expectations. Delays, mistakes or extra costs can affect schedules and budgets. While you cannot prevent every problem, understanding insurance, contracts and legal options may...
For biotech startups in California, insurance claims do not always go as planned. With new laws shaping how insurers handle coverage decisions, understanding your options is critical for approaching denials effectively. As artificial intelligence plays a larger role...
Cyberattacks are a continuous concern in the technology industry. As a business owner, your company’s security is paramount. Securing cyber insurance can help you recover losses caused by a cyberattack or data breach. But what happens when your insurer denies your...
Operating a business in the hospitality sector requires careful planning and preparation. Entrepreneurs need to ensure they have a competitive business model and that the market that they intend to tap into is not already saturated with other local businesses. They...
When businesses file an insurance claim, they expect support—not silence. But when more than one insurance carrier is involved, disputes between them can complicate the claims process. This often plays out in what’s known as contribution disputes, where one insurer...
Businesses typically carry an assortment of different types of insurance. There's product liability coverage for manufacturers and errors and omissions coverage that protects licensed professionals, like architects. Business owners and executives may invest in...
A loss of talent can be a major operational setback for a business. If an executive or lead sales professional dies unexpectedly, the company may end up scrambling to address the gap in its roster. It can be equally challenging to deal with the emotional fallout among...
Commercial general liability (CGL) insurance is supposed to protect your business when things go sideways. Whether it’s a lawsuit, claim, or demand from a third party, these policies are meant to give business owners peace of mind. But what happens when the insurance...
Successful businesses generally need to carry a variety of different types of insurance to mitigate operational liability. Some types of coverage are nearly universal. Almost all companies need to carry workers' compensation coverage and general liability protection....