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Running a business in California means you must follow strict workplace rules. Even if you act carefully, you can face claims from current or former employees. These claims often involve discrimination, harassment or wrongful termination. These legal battles can cost...
Insurance on a construction project can be confusing, especially when different policies seem like they should cover the same problems. You may already carry general liability insurance and assume your project has the protection it needs. In reality, certain losses...
If you file an insurance claim in California, your insurance company may ask you to attend an Examination Under Oath (EUO). This is a formal meeting where the insurer asks you questions about your claim. While it can feel scary, knowing your rights under California...
When it comes to construction and development projects valued in the tens or hundreds of millions of dollars, defects can cost more than a dent in a project’s bottom line. Depending on the type of defect at issue – and the extent to which it has impacted construction...
Parties rely on duty to defend and duty to settle for claim rights during disputes. These two phrases carry very different meanings, even though they sound similar. For California businesses, the distinction can shape the outcome of a claim. What the duty to defend...
Running a construction project can be stressful, especially when subcontractors do not meet expectations. Delays, mistakes or extra costs can affect schedules and budgets. While you cannot prevent every problem, understanding insurance, contracts and legal options may...
For biotech startups in California, insurance claims do not always go as planned. With new laws shaping how insurers handle coverage decisions, understanding your options is critical for approaching denials effectively. As artificial intelligence plays a larger role...
Cyberattacks are a continuous concern in the technology industry. As a business owner, your company’s security is paramount. Securing cyber insurance can help you recover losses caused by a cyberattack or data breach. But what happens when your insurer denies your...
Operating a business in the hospitality sector requires careful planning and preparation. Entrepreneurs need to ensure they have a competitive business model and that the market that they intend to tap into is not already saturated with other local businesses. They...
When businesses file an insurance claim, they expect support—not silence. But when more than one insurance carrier is involved, disputes between them can complicate the claims process. This often plays out in what’s known as contribution disputes, where one insurer...