A major disruption can affect every part of a business. It can stop revenue, delay contracts, strain vendor relationships and create pressure across the company. If you own or lead a business, you may carry business interruption coverage for this reason. However, that...
Builder’s risk insurance is offered as a way to protect a construction project while it’s still ongoing, but that doesn’t mean that collecting the benefits will be easy if a claim is necessary. These policies often contain technical language and very narrow terms,...
Insurance recovery disputes worth millions of dollars often turn on steps that seem routine. However, a flawed or delayed tender can, in worst-case scenarios, jeopardize your coverage entirely. Knowing how the law addresses this issue can help protect your business...
Running a business in California means you must follow strict workplace rules. Even if you act carefully, you can face claims from current or former employees. These claims often involve discrimination, harassment or wrongful termination. These legal battles can cost...
Insurance on a construction project can be confusing, especially when different policies seem like they should cover the same problems. You may already carry general liability insurance and assume your project has the protection it needs. In reality, certain losses...
If you file an insurance claim in California, your insurance company may ask you to attend an Examination Under Oath (EUO). This is a formal meeting where the insurer asks you questions about your claim. While it can feel scary, knowing your rights under California...
When it comes to construction and development projects valued in the tens or hundreds of millions of dollars, defects can cost more than a dent in a project’s bottom line. Depending on the type of defect at issue – and the extent to which it has impacted construction...
Parties rely on duty to defend and duty to settle for claim rights during disputes. These two phrases carry very different meanings, even though they sound similar. For California businesses, the distinction can shape the outcome of a claim. What the duty to defend...
Running a construction project can be stressful, especially when subcontractors do not meet expectations. Delays, mistakes or extra costs can affect schedules and budgets. While you cannot prevent every problem, understanding insurance, contracts and legal options may...
For biotech startups in California, insurance claims do not always go as planned. With new laws shaping how insurers handle coverage decisions, understanding your options is critical for approaching denials effectively. As artificial intelligence plays a larger role...